820 2Nd St Saint Charles, MO 63301

This exceptional 5,234 square foot, two-story commercial building, located at 820 N. 2nd St. in Saint Charles, Missouri, presents a unique investment opportunity. Built in 1910, this property boasts a rich history, previously housing Peoples Bank—its original vault remains intact. Currently, the first floor generates income from an existing tenant, offering immediate return on investment. The expansive upper level presents versatile potential: conversion into a spacious living area, multiple apartments, or additional commercial rental space. This adaptable layout caters to diverse business needs and income generation strategies. Situated on a 0.13-acre lot, the property benefits from its central location within Saint Charles, just one block from the planned $85 million City Centre Complex, encompassing a new City Hall, Senior Center with recreation facilities, arts and cultural center, and restaurant incubators. Future city improvements include the planned renovation of 2nd Street, enhancing the area's infrastructure. The property's asking price is $525,000, translating to $100.31 per square foot. This represents a compelling investment in a thriving Missouri community, offering both immediate income and significant long-term growth potential. The property's APN is 6-009A-B039-00-0003.0000000.